Yes, we are moving back to Scotland!


Kelly Family at Camana Bay

Kelly Family (Cayman Edition)

The purpose of this post is to provide some context and also answers to questions we suspect we might get asked by everyone.

So you are moving back to Scotland?


Didn’t you just buy a house in Cayman?

Also yes. We have been in our house a little over a year

So why make the decision to move back now then?

To answer this we have to go back to the day we arrived in Cayman; October 29th 2005. Under the immigration rules at the time the earliest we could apply for Permanent Residency (PR) was October 29th 2013. Under those “old” rules, the fact we had qualified for Key Employee and we had invested in property meant we had enough points to be assured of PR.

However, last summer new rules were announced and came into force on 28th October which have made it much harder to qualify for PR. We have spoken to different sets of Immigration Specialists and nobody knows if we have enough points or not, some say yes, some no. It looks like it is too close to call, and as nobody yet has been through the new system it is impossible to tell how the new rules are being applied.

All of this means that if we were to apply and not get PR, then we would only have the matter of a few weeks to sell the house and get off the island. That is obviously not ideal, so we decided to do this on our own terms.

When did you make the decision?

Even in the middle of January we were planning on applying and staying, we even booked the hotel for Christmas in Disney. By the end of the month though we had made the decision to move. It didn’t actually take all that long, and wasn’t all that hard.

What will you be doing when you come back?

Fortunately it is looking like one or both of us will be able to keep our jobs and work remotely. Mine might only be for a few months whilst I hand stuff over, but Sarah’s may be a more permanent thing.

What is the plan then?

This is where it gets a bit complicated. Although we have made the decision to go there is a lengthy list of things that need to be completed before we can actually leave. The most important is getting the house sold. We have no idea how long that will take, but it will be on the market around Easter time and with a bit of luck it will move during the summer. We also have to arrange shipping lots of stuff home. We are planning on taking some of the furniture with us, and also TV’s, computers and other stuff.

Once we take care of the house then the other main thing is employment. If Sarah does continue to work for all her clients there is going to be a mountain of paperwork required to sort out the legal issues related to working in the UK. and this could take longer than selling the house.

OK cut to the chase, when are you coming home?

The first rule about us coming home is, you don’t ask when we are coming home! We have to have left island before the end of Jan 2015, but we are hoping it will be a little bit sooner than that.

We anticipate it being like it was when we came out, where we are sitting around waiting for some things to be signed off and then finally we will get word and we will maybe have a week or two’s notice that we can leave. If we are taking our jobs with us then we will have to leave as soon as all the paperwork is squared away to make sure we don’t run afoul of any employment regulations.

When we know what we are doing, rest assured, we will keep everyone informed. Please, don’t ask us every week if we have a date!

What about people coming to visit?

We would suggest no one books too far in advance. There is no problem coming to visit, but be aware that from around the end of May/beginning of June we cannot guarantee we will have anywhere for visitors to stay (note: sofa’s do not count). Once the house sells we will be moving into rented accommodation which may not have room for guests, in which case you will need to factor in the possibility of staying in a hotel. As we can’t say how long this process is going to take, and don’t know when we will be leaving, there is also the chance if you leave it too late we might have already left before you get here!